Last updated: April 14, 2026
This Privacy Notice for Lukóczki Zoltán (doing business as SpendNest) ("we", "us", or "our") describes how and why we might access, collect, store, use, and/or share ("process") your personal information when you use our services ("Services"), including when you:
Questions or concerns? Reading this Privacy Notice will help you understand your privacy rights and choices. If you do not agree with our policies and practices, please do not use our Services. If you still have any questions or concerns, please contact us at spendnestsupport@gmail.com.
What personal information do we process?
SpendNest does not collect or process any personal information. All your data is stored locally on your device or in your personal iCloud account.
Do we collect any sensitive personal information?
No. We do not process sensitive personal information.
Do we collect any information from third parties?
No. We do not collect any information from third parties.
How do we process your information?
SpendNest processes your information only locally on your device to provide the app's functionality. Your data is never sent to our servers because we do not operate any servers.
When and with whom do we share personal information?
We do not share your personal information with anyone.
How do we keep your information safe?
Your data is stored locally on your device and optionally synced through Apple's iCloud service, which is encrypted and managed by Apple.
SpendNest is designed with privacy as a core principle. We do not collect, process, store, or transmit any personal information to our servers.
All data you enter into the app (bills, categories, households, templates) is stored exclusively on your device. If you enable iCloud sync, the data is stored in your personal iCloud account, managed by Apple.
SpendNest processes your information locally on your device to:
We do not share, sell, rent, or disclose any of your personal information to third parties. We do not have access to your data at any time.
No. SpendNest does not use cookies, tracking pixels, or similar tracking technologies.
Since we do not store your information on our servers, retention is entirely under your control. You may delete your data at any time through the app.
Your data is protected by your device's built-in security (passcode, Face ID, Touch ID). If you use iCloud sync, Apple encrypts your data in transit and at rest.
We do not knowingly solicit or collect information from children under 18 years of age. The app is intended for general audiences and is not targeted at minors.
Depending on your location, you may have rights under applicable privacy laws (GDPR, CCPA, etc.). Since we do not collect your personal information, most of these rights are automatically respected by our privacy-by-design approach.
If you have questions about your rights, please contact us at spendnestsupport@gmail.com.
SpendNest offers In-App Purchases through Apple's App Store. Any payment information and billing details are handled entirely by Apple — we do not see or store any payment information. Please refer to Apple's Privacy Policy for details on how Apple processes this information.
We may update this Privacy Notice from time to time. The updated version will be indicated by an updated "Last updated" date and will be effective as soon as it is accessible.
If you have questions or comments about this notice, you may email us at spendnestsupport@gmail.com.